It’s National ‘Roof Over Your Head’ Day!

It’s ‘National Roof Over Your Head’ Day!
Did you know that each year in the United States, we celebrate “National Roof Over Your Head Day” on December 3rd? We celebrate “roofs over heads” every day, but our friends at Keeping Current Matters reminded us that today is the official day to celebrate. 

As noted on the National Calendar, this day was “created as a day to be thankful for what you have, starting with the roof over your head. There are many things that we have that we take for granted and do not stop to appreciate how fortunate we are for having them.”

From bungalows to cottages, and farmhouses to treehouses, today we show our appreciation and gratitude for the places we call home. Owning the roof that shelters us is something many renters still aspire to, knowing there are so many financial and non-financial benefits to homeownership.

According to the 2019 State of the Nation’s Housing from the Joint Center for Housing Studies of Harvard University,

“Cost-burdened renters now outnumber cost-burdened homeowners by more than 3.0 million. In addition, renters make up 10.8 million of the 18.2 million severely burdened households that pay more than half their incomes for housing.”

Homeownership drives many benefits, including providing families with a place to feel secure. It also helps promote confidence that they are investing proactively in themselves and their communities. That is why there are 77.7 million owner-occupied housing units in the United States.

Many, however, fear it is too expensive to own a home. In reality, though it’s actually more expensive to rent. Here’s the breakdown as a percentage of income necessary for both – affording median rent and owning a home:

It’s ‘National Roof Over Your Head’ Day! | Keeping Current Matters

Today as we pause to appreciate the places we call home, and all of the other reasons we have to be truly thankful, think about this: For those who don’t own yet and would like to, it’s a wonderful time to start identifying the steps needed to achieve homeownership. Contact The Ransom-McKenzie Team today to begin creating your plan.

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